FIRE Calculator
Estimates the savings corpus required for financial independence and early retirement.
The FIRE (Financial Independence, Retire Early) movement centers on one key number: how large a corpus lets you live off withdrawals indefinitely. Lilu Baba's FIRE Calculator computes it using the standard safe-withdrawal-rate method.
How to use this calculator
- Enter your current (or expected) annual expenses.
- Set your assumed safe withdrawal rate (commonly 3-4%).
- Your FIRE number — the corpus needed for financial independence — updates instantly.
FIRE Number (Target Corpus)
—
FAQ
FIRE Calculator — frequently asked questions
The classic '4% rule' is a common starting point, though many planners now suggest 3-3.5% for extra safety over very long retirements.
FIRE Number = Annual Expenses ÷ Withdrawal Rate. For example, ₹6,00,000 expenses at a 4% withdrawal rate needs a ₹1.5 crore corpus.