PPF Calculator

Estimate the maturity value of your Public Provident Fund contributions — instantly.

The Public Provident Fund (PPF) is one of India's most popular long-term, tax-advantaged savings schemes, with a standard 15-year lock-in. Lilu Baba's PPF Calculator projects your maturity value based on your annual contribution and the prevailing interest rate.

How to use this calculator

  1. Enter how much you deposit into your PPF account each year (current limit: ₹1,50,000).
  2. Use the current PPF interest rate, or your own assumption.
  3. Set the number of years — PPF has a standard 15-year lock-in, extendable in blocks of 5.
Maturity Value ₹0
Total Deposited ₹0
Interest Earned ₹0

PPF Calculator — frequently asked questions

The PPF interest rate is set by the Indian government and revised quarterly — check the latest rate and enter it yourself for an accurate estimate.

Yes, PPF accounts can be extended in blocks of 5 years after the initial 15-year lock-in, with or without further contributions.