Loan-to-Value Calculator
Calculates the loan amount as a percentage of an asset's value.
Lenders use loan-to-value ratio to assess risk on secured loans. Lilu Baba's LTV Calculator computes it instantly from your loan amount and the asset's value.
How to use this calculator
- Enter the loan amount being borrowed.
- Enter the total value of the asset (e.g. property or vehicle).
- The LTV ratio updates instantly.
Loan-to-Value Ratio
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FAQ
Loan-to-Value Calculator — frequently asked questions
This varies by lender and loan type, but a lower LTV (meaning a larger down payment) is generally seen as lower risk and may get better interest rates.
LTV = (Loan Amount ÷ Asset Value) × 100.