SWP Calculator

Calculate periodic withdrawals from a lump-sum investment and the remaining balance.

A Systematic Withdrawal Plan lets you draw a fixed amount regularly from a lump-sum investment while the rest keeps growing. Lilu Baba's SWP Calculator projects your remaining balance month by month.

How to use this calculator

  1. Enter your investment corpus and the monthly amount you plan to withdraw.
  2. Set your expected annual return and the withdrawal period.
  3. See the projected remaining balance after all withdrawals.
Remaining Balance —
Total Withdrawn —

SWP Calculator — frequently asked questions

If your withdrawal rate exceeds your investment's growth rate, the corpus will eventually deplete — the calculator flags this if it happens within your chosen period.

No — this is a projection based on the rate you enter. Actual market-linked returns vary.